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IPhone Upgrade Program - Earn 3% Cashback Through Apple Card

With Apple Card reaching out to more users, we’ve learned more details about cashback, approval odds, and more. It appears that iPhone Upgrade Program payments fall into the 3% Apple Card cashback category, even though they aren’t billed through Apple.

Earn Apple Card Cashback

Iphone Upgrade Program Earn Cashback Through Apple Card

As a quick refresher, you get 3% cashback on Apple Card purchases made through Apple. This includes the App Store and iTunes, Apple Music, hardware purchases, iCloud, and more. Apple Pay purchases from any retailer earn 2%, while everything else earns 1%.

  • Get 3% back on everything you buy from Apple, whether at an Apple Store, the App Store, or iTunes. That includes games, in-app purchases, and services like your Apple Music subscription and iCloud storage plan.
  • Get 2% back every time you buy something using Apple Pay. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — at Target, Walgreens, and Lyft. You’ll get 2% back on just about everything.
  • If you come across a store, website, or app that doesn’t take Apple Pay yet, use your titanium Apple Card to get 1% of those purchases back as Daily Cash.

Interestingly, it appears as if iPhone Upgrade Program monthly payments fall into that 3% category. Even though these loans are generally billed through Citizens One Bank, Apple Card counts the payments as an Apple purchase and thus gives you 3% cashback.

Whether or not the iPhone Upgrade Program would count as an Apple purchase was one of our early questions about the Apple Card. It’s nice to see that this is something Apple seemingly considered ahead of launch.

Every time your monthly iPhone Upgrade Program payment is processed, you’ll get 3% cashback deposited onto your Apple Cash card. Apple Pay cashback is made available every day through Apple Cash.

As Apple winds down its partnership with Barclaycard, there’s speculation that it might soon offer special financing for Apple purchases through Apple Card. This would be an excellent addition to the long-running Barclaycard Apple rewards partnership for Apple Cardholders.

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Apple Card, Apple Repair, Apple Store

About the author

Ravi Shah

Ravi is the head of Content Strategy at iFixScreens Corporate. With over a decade of experience writing technical content for his readers, Ravi has helped thousands of readers with helpful content, tips, and tricks. He mainly writes content related to gadget repairs, such as iPhones, Smartphones, tablets, and laptops.

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