IPhone Upgrade Program: Earn 3% Cashback Through Apple Card

With Apple Card reaching out to more users, we’ve learned additional details about things like cashback, approval odds, and more. Now, it appears that iPhone Upgrade Program payments fall into the 3% Apple Card cashback category, even though they aren’t billed through Apple.

Earn Apple Card Cashback

IPhone Upgrade Program Earn Cashback Through Apple Card

As a quick refresher, you get 3% cashback on Apple Card purchases made through Apple. This includes things like the App Store and iTunes, Apple Music, hardware purchases, iCloud, and more. Apple Pay purchases from any retailer earn 2%, while everything else earns 1%.

  • Get 3% back on everything you buy from Apple, whether you buy it at an Apple Store the App Store, or iTunes. That includes games, in app purchases, and services like your Apple Music subscription and iCloud storage plan.
  • Get 2% back every time you buy something using Apple Pay. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — at Target, Walgreens, Lyft. You’ll get 2% back on just about everything.
  • If you happen to come across a store, website, or app that doesn’t take Apple Pay yet, use your titanium Apple Card to get 1% of those purchases back in the form of Daily Cash.

Interestingly, it appears as if iPhone Upgrade Program monthly payments fall into that 3% category. Even though these loans are generally billed through Citizens One Bank, Apple Card counts the payments as an Apple purchase, and thus gives you 3% cashback.

Whether or not the iPhone Upgrade Program would count as an Apple purchase was one of the early questions we had about Apple Card. It’s nice to see that this is something Apple seemingly considered ahead of launch.

This means every time your monthly iPhone Upgrade Program payment is processed, you’ll get 3% cashback deposited onto your Apple Cash card. Apple Pay cashback is made available everyday through Apple Cash.

As Apple winds down its partnership with Barclaycard, there’s speculation that it might also soon offer special financing for Apple purchases through Apple Card. This would be a nice addition for Apple Card holders coming over from the long-running Barclaycard Apple rewards partnership.

Insert Prev/Next


Apple Card, Apple Repair, Apple Store

Find Repair Shop Near You

Search by address

Why iFixScreens.com

180 Days Warranty

We offer a 180 Days warranty on all our repairs. If the original repair fails because of a defect with a part we installed, we will replace the part at no charge.

Expert Techs

You only want the best technicians working on your electronic devices. Our highly skilled staff of technicians are true experts and will get your device working like new.

Same Day Repair

Most repairs can be done same day, while you wait. We know how inconvenient a broken device can be, so we work quickly to fix the issues and get you connected back in.

Free Diagnostics

We believe in a hassle free repair process. We diagnose your device for free. Once we determine what is needed for your repair, we will contact you with an obligation free repair quote. You can choose to continue with a repair, or not, the choice is always yours.

Let's See What Some Have To Say

What can we Fix for you today?

Let us know!

We love to hear what you think - good, or bad! Fill in the form below and we’ll get back to you as soon as we can!


Get Quote To Save $10

Let's Fix it!


Book Appointment


Your Cart