Is It Worth To Take an iPhone Protection Plan: The Pros and Cons
Let's face it: iPhones are a hefty investment. So, when that shiny new device beckons, the protection question inevitably arises. Enter the iPhone Protection Plan, a promise of peace of mind against unfortunate mishaps. But is it worth the extra cost? Let's dive into the blog and consider all the facts before deciding on the right action.
If you're thinking of purchasing a new iPhone 15, iPhone 15 Pro, Apple Watch Series 9, or Apple Watch Ultra 2, considering an AppleCare+ plan or iFixShield might be the next step.
The Pros and Cons of Having an iPhone Protection Plan
The decision to opt for any plan is not straightforward. Despite the benefits of the iPhone Protection Plan, it's important to weigh the Pros and Cons, especially given that accidental damage, such as dropping your new iPhone, could lead to a swift demise.
Pros:
- Accidents Happen: Butterfingers, clumsy moments, gravity's cruel grip – accidental damage happens to the best of us. iPhone Protection Plans (namely AppleCare+) offer coverage for cracked screens, water damage, and other unintentional mishaps. This can save you a good amount compared to out-of-pocket repairs.
- Express Yourself, Worry Less: Protection plans often come with Express Replacement Service, meaning you get a temporary iPhone while yours is being repaired. No more phone-less limbo days!
- Priority Access to Experts: Need help with a software glitch or a stubborn app? Protection plans grant you priority access to Apple's technical wizards, getting you solutions faster.
- Battery Blues Be Gone: Most plans cover battery replacements if yours dips below a specific capacity, ensuring your iPhone stays juiced.
- Peace of Mind Priceless: For some, the knowledge that their prized iPhone is shielded from unforeseen mishaps is worth its weight in gold. It can significantly reduce stress and allow you to use your phone more freely.
Cons:
The Premium Price Tag: Protection plans add cost to your already expensive iPhone. Depending on the plan and model, the price can be substantial.
Deductible Dilemma: Even with an iPhone Protection Plan, you'll likely face repair deductibles, especially for screen cracks. Do the math to see if these potential costs outweigh the peace of mind.
Not Every Mishap is Covered: Plans typically exclude theft, loss, and intentional damage. Make sure you understand the specific exclusions before buying.
Beware the Upgrade Cycle: Buying a long-term protection plan might not be cost-effective if you upgrade your iPhone frequently.
DIY Dilemma: Tech-savvy individuals might prefer fixing minor issues themselves—factor in your repair skills and confidence before shelling out for a plan.
iPhone Protection Plans
Different iPhone Protection plans are available in the market for you to opt from. Depending on your needs, you can make the choice.
AppleCare+
It is an insurance plan that extends coverage beyond the one-year limited warranty and 90 days of included technical support for every Apple device. It applies to all new Apple devices sold through third-party retailers and even Apple-certified refurbished devices.
How does AppleCare+ operate? For most Apple devices, you can choose between a two-year plan with a single upfront payment or monthly payments. However, AppleCare+ for Mac and Apple Display differs slightly, offering either three years of coverage with a single or annual payment option. The convenience of Apple's in-store support, particularly for those living near an Apple store, sets it apart from competitors' extended warranties.
AppleCare+ can be purchased within 60 days of acquiring a device, and coverage varies depending on the device. It generally includes repairs for product defects and accidental damage, with the latter often incurring a deductible. For example, the deductible for an iPhone screen repair is $29, but it can go up to $299 for accidental damage to a Mac's internal hardware.
iFixShield iPhone Protection Plan
iPhone Screen Protection Plan Safeguard your iPhone starting at $69.99 with an inclusive plan covering an iPhone case, a screen protector, and a complimentary glass screen replacement for your next repair.
The listed iPhone models encompass iPhone 6, 6 Plus, 6s, 6s Plus, iPhone 7, 7 Plus, iPhone 8, 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, 11 Pro, 11 Pro Max, iPhone 12, iPhone 12 Mini, iPhone 12 Pro,12 Pro Max, iPhone SE, iPhone SE 2, and iPhone SE 3.
The iFixShield Device Protection Plan aims for swift device recovery:
File a claim for your device issue at the store where you bought the protection plan. Ensure the case and tempered glass sold with iFixShield are on your device. Once approved, we'll assist with repairing your device. Repairs are aimed to be completed by the next business day. Depending on your device type, your protection plan may include in-store repair or replacement.
Ways to Safeguard Your Phone from Damage
Safeguard Your Phone with a Case and Screen Protector:
When not in use, shield your phone by placing it in a protective case or pouch and applying a screen protector. This simple step can prevent scratches and absorb shocks, saving you from the hassle and cost of potential repairs. While screen protectors may not entirely prevent heavy impacts, they can significantly reduce daily wear and tear, adding years to your phone's lifespan.
Protect Your Phone from Extreme Temperatures:
Avoid exposing your phone to extreme temperatures, as hot and cold conditions can adversely affect its battery and screen. Keep your device at room temperature to ensure its longevity. Consider investing in a protective case if you anticipate exposure to intense sunlight or freezing temperatures to create a comfortable environment for your phone.
Handle Your Phone with Care to Prevent Drops:
Accidental drops commonly cause phone damage, affecting both the external and internal components. Utilize a case with a secure grip or invest in a quality screen protector to cushion potential falls. Taking precautions can save you from the headaches and expenses associated with repairs while contributing to the longevity of your device.
Guard Against Liquid Damage:
Keep your phone away from liquids, as exposure to water can lead to malfunctions and permanent damage. In case of contact with liquid, refrain from turning the phone on immediately. Instead, dry it with a towel and allow it to air dry before using it. Taking precautions against liquids ensures your phone remains operational and avoids the costs of dealing with water damage.
Maintain a Clean Phone:
Regularly clean your phone to prevent the buildup of dust and other foreign particles, ensuring smooth functioning. Use a microfiber or lightly dampened cloth to wipe down the device, avoiding harsh chemicals that may damage delicate components. Consider investing in a case or dust cover to protect against dirt and grime, promoting optimal performance and extending your phone's lifespan.
Exercise Caution with Chemical Exposure:
Avoid exposing your phone to chemicals, such as solvents and cleaning agents, as they can potentially damage the exterior and internal components. Even everyday activities like applying lotion or using perfume can harm your phone. Store your phone away from potentially harmful substances and avoid placing it in bags or pockets with sharp objects to maintain its integrity.
Back-Up Your Data Regularly:
Protect yourself from data loss by regularly backing up your phone's stored information, including photos, contacts, and messages. Many cloud storage services offer automatic backups, making the process convenient and reliable. Whether using cloud services or local backups, establishing a routine ensures the safety of your valuable data, preventing potential heartbreak in case of a lost or damaged device.
FAQ's
Q. How often do I typically damage my phone?
A. This is a crucial question. Protection might be a wise investment if you're known for butterfingers or frequent spills. Conversely, if your phone survives most situations unscathed, the plan might be an unnecessary expense.
Q. What does the standard warranty cover compared to the protection plan?
A. Understanding the limitations of the standard warranty is critical. Does it only cover manufacturing defects, or does it offer some accidental damage protection? Comparing this to the coverage provided by the protection plan will help you assess the additional value.
Q. What are the deductibles and service fees associated with the protection plan?
A. The plan might offer peace of mind, but remember that repairs involve out-of-pocket costs. Be aware of any deductibles or service fees you might encounter before signing up.
Q. Is the protection plan cost worth compared to the risk of damage and repair costs?
A. Do the math! Calculate the plan's annual cost and compare it to the probable cost of potential repairs without the plan. Weighing these costs can help you decide if the plan offers good value for your risk tolerance.
Q. Are there any alternatives to the official iPhone Protection Plan?
A. Evaluating different choices enables you to make a well-informed decision according to your requirements and financial constraints.